15 affordable metros for most families with kids


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Editor’s note: This story originally appeared on Roofstock.

With the results of the last US census released earlier this year, one of the most noteworthy trends has been the country’s relatively slow population growth rate.

The 7% growth rate from 2010 to 2020 was identical to a previous low in the 1930s, and 16 states saw their population decline. One of the main factors behind this trend is the continued decline in the birth rate in the United States.

The proportion of families with children has been steadily declining since the 1960s, and the trend does not appear to be reversing. In the United States – as in many other advanced economies – fertility rates have declined in recent decades as social, cultural, and economic structures and preferences have evolved.

Recently, the growing debt burden on young Americans has exacerbated the problem, with many 10th generation Americans and Millennials putting off parenthood, having fewer children, or choosing not to have children at all due to the costs of raising a family.

To identify affordable sites with the most families with children, our team of researchers collected data on family composition and income from the US Census Bureau and cost-of-living statistics from the US Bureau of Economic Analysis.

The researchers studied the areas with the highest proportion of families with children under the age of 18, and included only those places where the cost of living was below the national average. For more details about our research, see the methodology section at the end.

Here are the affordable large metropolitan areas (with a population of 1 million or more) that are home to the most families with children.

15. Cincinnati, oh-ki-in

Cincinnati
Ann Kitsman / Shutterstock.com
  • Percentage of families with children under 18: 8%
  • Total families with children under 18: 235495
  • Total households: 878,645
  • Median income for families with children under 18: $85,461
  • Cost of living (compared to average): -9.4%

14. Phoenix Mesa Scottsdale, Arizona

Phoenix, Arizona
Welcomeia / Shutterstock.com
  • Percentage of families with children under 18: 2%
  • Total families with children under 18: 479,692
  • Total households: 1765135
  • Median income for families with children under 18: $75,973
  • Cost of living (compared to average): -1.3%

13. Orlando Kissimmee Sanford, Florida

Quiet neighborhood in Orlando
pisaphotography / Shutterstock.com
  • Percentage of families with children under 18: 4%
  • Total families with children under 18: 244,087
  • Total households: 889822
  • Median income for families with children under 18: $67,241
  • Cost of living (compared to average): -1.0%

12. Virginia Beach – Norfolk – Newport News, Virginia, North Carolina

Virginia Beach, Virginia
JoMo333 / Shutterstock.com
  • Percentage of families with children under 18: 7%
  • Total families with children under 18: 187320
  • Total households: 675,311
  • Median income for families with children under 18: $76,630
  • Cost of living (compared to average): -3.6%

11. Nashville-Davidson-Murfreesboro-Franklin, Tennessee

Nashville, Tennessee
jdross75 / Shutterstock.com
  • Percentage of families with children under 18: 2%
  • Total families with children under 18: 206,800
  • Total households: 733787
  • Median income for families with children under 18: $82,355
  • Cost of living (compared to average): -5.6%

10. Oklahoma City, okay

Oklahoma City, Oklahoma
Austin Orton / Shutterstock.com
  • Percentage of families with children under 18: 4%
  • Total families with children under 18: 148,865
  • Total households: 523,919
  • Median income for families with children under 18: $70,823
  • Cost of living (compared to average): -10.2%

9. Kansas City, Missouri, Kansas

Kansas City, Missouri homes
Sabrina Janelle / Shutterstock.com
  • Percentage of families with children under 18: 4%
  • Total families with children under 18: 240,120
  • Total households: 844,310
  • Median income for families with children under 18: $84,998
  • Cost of living (compared to average): -7.2%

8. Charlotte Concord Gastonia, NC-SC

Charlotte, North Carolina
Kevin Rock / Shutterstock.com
  • Percentage of families with children under 18: 7%
  • Total families with children under 18: 281745
  • Total families: 982,241
  • Median income for families with children under 18: $84,367
  • Cost of living (compared to average): -5.6%

7. Grand Rapids, Wyoming, Michigan

Grand Rapids, Michigan
Henrique Sadura / Shutterstock.com
  • Percentage of families with children under 18: 1%
  • Total families with children under 18: 115,393
  • Total households: 396,763
  • Median income for families with children under 18: $80,056
  • Cost of living (compared to average): -8.0%

6. Columbus, Ohio

Columbus, Ohio
f11photo / Shutterstock.com
  • Percentage of families with children under 18: 1%
  • Total families with children under 18: 238017
  • Total households: 817,086
  • Median income for families with children under 18: $88,839
  • Cost of living (compared to average): -8.4%

5. San Antonio – New Braunfels, Texas

San Antonio at night.
f11 photo / Shutterstock.com
  • Percentage of families with children under 18: 2%
  • Total families with children under 18: 242.581
  • Total households: 830,598
  • Median income for families with children under 18: $71,735
  • Cost of living (compared to average): -6.7%

4. Austin-Round Rock, Texas

Austin, Texas
Roschetzky Photography / Shutterstock.com
  • Percentage of families with children under 18: 3%
  • Total families with children under 18: 239348
  • Total households: 818,084
  • Median income for families with children under 18: $98,965
  • Cost of living (compared to average): -0.7%

3. Atlanta – Sandy Springs – Roswell, Georgia

Atlanta, Georgia, Piedmont Park skyline, autumn
Sean Pavone / Shutterstock.com
  • Percentage of families with children under 18: 3%
  • Total families with children under 18: 641,034
  • Total households: 2189294
  • Median income for families with children under 18: $81,873
  • Cost of living (compared to average): -2.1%

2. Salt Lake City, Utah

Salt Lake City, Utah
Joe Goetzloff / Shutterstock.com
  • Percentage of families with children under 18 years of age: 0%
  • Total families with children under 18: 129988
  • Total households: 405984
  • Median income for families with children under 18: $93,162
  • Cost of living (compared to average): -1.4%

1. Raleigh, North Carolina

Raleigh, North Carolina
Sharkshock / Shutterstock.com
  • Percentage of families with children under 18: 9%
  • Total families with children under 18: 171030
  • Total households: 519,648
  • Median income for families with children under 18: $101,779
  • Cost of living (compared to average): -3.9%

methodology

Man, analyzing data on a laptop
fizkes / Shutterstock.com

Data on the number of total households, the number of households with children under 18, and median household income by gender are from the US Census Bureau’s American Community Survey.

Cost of living statistics come from the US Bureau of Economic Analysis and regional price parity.

To identify the most affordable locations with the most families with children, the researchers looked at the areas with the highest proportion of families with children under 18 and included only those places where the cost of living is lower than the national average.

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