Invoices and invoices. It seems like it never ends, doesn’t it? They are taking more and more out of your account every month before you even know it.
You can’t escape from them completely (wouldn’t that be cool?), but you are can Keep them from being too painful every month. All it takes is to terminate your loyalty to some of the companies you currently use for the bills and fees that come in each month.
Trust us, they won’t miss you. And you definitely won’t miss it—especially when you realize how much money you’ve been needlessly throwing away every month.
1. Your Credit Card Bill: Let This Company Pay It
If you’re reading this, there’s a 50% chance you’ll have credit card debt – nearly half of all adults in the United States do. And if you don’t pay it every month, you’re draining your bank account with unnecessary – and terribly high – interest payments.
The truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates – some as high as 36%!
but A website called pay off They can help you pay that bill as soon as tomorrow.
Here’s how it works: Payoff can match you with a low-interest loan that you can use to pay off every credit card balance you have. Benefit? You only have one bill to pay each month, and because the interest rate is much lower, you can get out of debt faster. Plus no credit card payments this month.
If your credit score is at least 600, Payoff can help you borrow $5,000 to $40,000 at flat rates starting at 5.99%.
The bonus will not make you stand in line or call the bank. And if you are worried that you are not eligible, you can check online for free. It only takes a few minutes, can save you thousands of dollars – and raise your FICO score by up to 40 points. Well deserved it.
All credit card debt—and the anxiety that comes with it—could be gone tomorrow.
(Payoff operates in every US state except Massachusetts, Mississippi, Nebraska, and Nevada.)
2. Your Car Insurance Bill: Save 500 dollars
If you could save $500 a year in less time than it takes to brush your teeth, right?
This is exactly what the website is called is expected can help you.
No matter where you live, your credit score or the type of coverage you need, Pretected’s smart matching technology can match you with the right insurance provider – and make sure you stop wasting money every month.
It only takes two minutes to answer a few questions and Pretected will show you the most suitable insurance companies for you. And don’t worry – Pretected uses the most advanced security and data encryption technologies so that all your details are safe.
The site is free to use and can also save you up to an additional 20% if you add another vehicle to your policy. That’s a fair bit of money to put in your pocket!
More than 10 million Americans have already used Pretected’s smart matching technology to find affordable car insurance. start here To see how much money you can save.
3. Your Bank Account: Skip the $15 Monthly Fee
The monthly fee charged by your bank is a huge drain on the account. Especially since some banks charge fees when you don’t have enough money saved. We are the ones who need more than $15!
If you are just looking for a place to hide it safely but still make money, then a deluxe account is not necessary. Under your mattress or in a safe you will get nothing. A typical savings account won’t do you much good. (Ahem, 0.06% is nothing these days).
But a debit card called Aspiration lets you earn up to 5% cashback and up to 16 times the average interest on the money in your account.
Not too shabby!
Enter your email address here for a free Aspiration Spend and Save account. After confirming your email, link your bank account securely so they can start helping you get extra money.
Your money is FDIC insured and they use military grade encryption which is the nerd talk of “it’s totally safe”.
4. Give your family a million dollars without being upset
Have you thought about how to run your family without your income after you are gone? How will they pay the bills? Sending children through school? This is the time to start planning for the future by looking at a life insurance policy.
You might be thinking: I don’t have the time or money for that. But your application can take minutes — and you can leave your family running up to a million dollars with a company called Bestow.
Prices start at just $16 a month. Peace of mind knowing your family is being taken care of is invaluable.
If you are under 54 and want to get a quick quote on life insurance without a medical exam or even getting up from the couch, get a free quote from Bestow.
5. Find out if you are overpaying for homeowners insurance
If you own a home, you probably have home insurance, but you rarely think about it. That’s fine – that means you don’t need to use it. But it also means you don’t know if you overcharged for it.
It’s easy to find out. To see if you are overpaying for your policy, check A website called SmartFinancial .It is a digital marketplace where you can get quotes and compare prices to make sure you get the best price.
Homeowners can save hundreds of dollars switching home insurance companies this way.
It only takes two minutes to get quotes from several insurance companies, so you can see all your options side by side. Start here.
Carrie Faber is a staff writer for The Penny Hoarder.