The 4 Best Cashback Credit Cards Available Today


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The arrival of fall means that many of us are starting to think about the holidays — and to shop for gifts.

Anytime you know you have a big spending coming up, it makes sense to take a few minutes and look for ways to save it. The holiday shopping season is one of the biggest opportunities to save money for some people, in the form of cashback rewards.

Are you satisfied with your existing credit card and confident that you get at least 2% cash back on every purchase? If not, or if you’re not sure what to get on your card, it’s time to take a look at the best cashback rewards offers currently available.

These are our favorite cashback cards.

Citi Double Cash

Why do we love itWe called this the “Best Cash Back Credit Card for Everyday Use” because it earns 1% cashback on every purchase, then earns another 1% cashback when you pay for those purchases. If you want peace of mind that you’re earning good cashback rewards on everything, no gimmicks or expiration dates, this is your card.

what do you know:

City
  • Get total 2% cash back on every purchase.
  • No limits or caps on cashback.
  • No confusing categories. Everything earns money.
  • No annual fee.

Noticeable: present this card 18 months of 0% intro APR on balance transfers.

Chasing unlimited freedom

Why do we love itWith no annual fees to worry about, the Chase Freedom Unlimited Card is a top-tier option for general grocery or cashback rewards, offering at least 1.5% cashback on every purchase and more in certain categories. You also earn a $200 cashback bonus after spending $500 within the first 3 months.

what do you know:

Chasing unlimited freedom
Chase
  • 5% cashback On travel-related purchases through Chase.
  • 3% cashback When eating in restaurants and in drugstore purchases.
  • 1.5% cash back on every other purchase.
  • Cashback rewards do not expire.
  • 0% intro APR On purchases for 15 months at a variable rate from 14.99% to 23.74%.
  • No annual fee.

Noticeable: This card has a 3% foreign transaction fee, so plan accordingly for international travel.

Capital One Quick Silver Cash Rewards

Why we love it: This is an all inclusive credit card with 1.5% cash back on every purchase. It also provides a file $200 cash reward after spending only $500 During the first three months of account opening.

what do you know:

Capital One Quick Silver Cash Rewards
capital one
  • Get 1.5% cash back on every purchase – No limits, no expiration of cashback rewards for the life of the account.
  • Get $200 in the account statement after spending $500 on the card for the first three months.
  • Pay 0% APR on purchases during the introductory 15-month period.
  • No annual fee.
  • There are no foreign transaction fees.

Citi Custom Cash

Why do we love it: You get 5% cashback on the category you spend the most on, which can vary from month to month without any effort on your part – no rotating categories or card playing required. Eligible categories include restaurants, grocery stores, pharmacies, home improvement stores, fitness clubs, live entertainment, and some types of travel and transit.

what do you know:

Citi Custom Cash
City
  • Get $200 cashback After spending $750 on purchases in the first three months.
  • Earn 5% cashback In your eligible top spend tier up to $500 per month, with 1% cash back thereafter.
  • Unlimited 1% cashback on all other purchases.
  • 0% introductory APR on purchases for a period of 15 months.
  • 0% introductory APR on balance transfers for a period of 15 months.
  • No annual fee.

Noticeable: Cashback appears as ThankYou Points, which can be redeemed for cash, gift cards, Amazon purchases, or travel rewards.

Everything you need in a credit card – whether it’s a balance transfer, reward points, cashback, or a low interest rate – you can find with our credit card finder. Click here to find the most suitable plastic for your needs.

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