Do you remember going to the mall? The excitement of walking from store to store, adding more bags to your arms, paying cash (!) to splurge – it was a complete experience, and it probably helped you stay on budget too.
But not online shopping. The ease of finding everything you need – and a lot of the things you don’t – makes it so easy to *click* *click* *buy now* and deal with your credit card bill later.
Let’s be real. Online shopping is here to stay, but overspending doesn’t have to be. Here are some of the best tricks to save money and get your cash back.
1. Find out if you’re paying too much and save $1,825 a year
Wouldn’t it be nice if you got an alert when you’re shopping online at Target and about to overpay?
That’s exactly what this free service does.
Simply add it to your browser for free, and before you check out, it’ll check other websites, including Walmart, eBay, and others to see if your item is available at a cheaper rate. Plus, you can get coupon codes, set up price drop alerts, and even see an item’s price history.
Let’s say you’re shopping for a new TV, and assume you’ve found the best price. Here you will get a popup letting you know if this exact TV is available elsewhere at a cheaper rate. If there are any coupon codes available, they will also be automatically applied to your order.
If you buy online 25 times a month — including every item in your Amazon cart and restaurant delivery service — you can save an estimated $1,825 each year. The extension will estimate your savings at different levels. On five monthly purchases, you can still save $365 annually, and on 10 purchases, you can save $730.
You can get started with a few clicks to see if you are overpaying online.
Capital One Shopping compensates us when you get the extension using the links provided.
2. They get paid every time you buy toilet paper
Grocery shopping has never been so fun. But these days, it’s a real struggle. Fighting Crowds Keep Six Feet Space Just buying toilet paper is an achievement. Shouldn’t you have something to show for it?
A free app called Fetch Rewards will reward you with gift cards just for purchasing toilet paper and more than 250 other items at the grocery store.
Here’s how it works: After you’ve downloaded the app, simply take a picture of your receipt showing that you’ve purchased an item from one of the brands listed on Fetch. For your efforts, you’ll earn gift cards to places like Amazon or Walmart.
You can download the free Fetch Rewards app here to start getting free gift cards. Over a million people already have them, so they must be onto something…
3. Knock out $489 per year from car insurance in minutes
Well, well, we know that buying car insurance isn’t as fun as winning an auction on eBay, but it’s still an online purchase! When was the last time you checked car insurance rates?
You should shop your options every six months or so – it might save you some serious money. Let’s be real, though. This is probably not the first thing you think of when you wake up. But it doesn’t have to be.
The website called Insure.com makes it very easy to compare car insurance rates. All you have to do is enter your zip code and age, and it will show you your options.
By using Insure.com, people saved an average of $489 per year.
Yes. That might be $500 in your pocket just to take a few minutes to consider your options.
4. See if you can get more money from this company
Here’s the deal: If you don’t use your Aspiration debit card, you’ll lose extra money. And who doesn’t want extra money now?
Yes. A debit card called Aspiration gives you up to 5% of your refund every time you swipe or purchase online.
Fill the tank? extra money.
Are eight Amazon boxes headed to your balcony? Pam. More extra cash.
You were going to buy this stuff anyway – why not get that extra money in the process?
Enter your email address here, and link your bank account to see how much extra cash you can get with your free Aspiration account. And don’t worry. Your money is insured by the Federal Deposit Insurance Corporation (FDIC) and under military-grade encryption. This is a nerd talk about “that’s totally safe.”
Carrie Faber is a former Shopping Center writer and current staff writer at The Penny Hoarder.