What’s the next big buy? What is this one thing you really want?
Is it a new phone? New car? Used car? Luxurious dress? Expensive shoes? laptop?
Or wait, let’s guess: You’re planning a big trip, right? A year after contracting the coronavirus, you’re thinking about your next big vacation.
Whatever your next big splurge is, you should start saving for it now. The more proactive you are about saving, the sooner you will get what you want.
Here are five tips for getting faster:
1. See if you can get more money from this company
Here’s the deal: If you don’t use your Aspiration debit card, you’ll lose extra money. And you’ll need extra cash for your splurge.
Try a discount card called Aspiration, which gives you up to 5% back every time you swipe.
Need to buy groceries? extra money.
Need to fill the tank? Pam. More extra cash.
You were going to buy this stuff anyway – why not get that extra money in the process?
Enter your email address here, and link your bank account to see how much extra cash you can get with your free Aspiration account. And don’t worry. Your money is insured by the Federal Deposit Insurance Corporation (FDIC) and under military-grade encryption. This is a nerd talk about “that’s totally safe.”
2. Add $225 to your wallet to watch the news only
Every little bit helps. Here’s a way to earn a little extra money:
It’s been a historic time for news, and we’re all constantly refreshed to get the latest updates. You probably know more than one news junkie who fantasizes about himself as a respiratory expert or political mastermind.
And research companies want to pay you to keep watching. You can add up to $225 per month into your pocket by signing up for a free account with InboxDollars. They will give you short news segments to choose from each day, and then ask you some questions about them.
You just have to answer honestly, and InboxDollars will keep paying you every month. This may sound too good to be true, but it has already paid its users more than $56 million.
It takes about a minute to sign up, and start getting paid for watching the news.
3. They get paid every time you buy groceries
Here’s another example showing how every little bit helps you get closer to your goal.
A free app called Fetch Rewards will reward you with gift cards just for purchasing toilet paper and more than 250 other items at the grocery store.
Here’s how it works: After you’ve downloaded the app, simply take a picture of your receipt showing that you’ve purchased an item from one of the brands listed on Fetch. For your efforts, you’ll earn gift cards to places like Amazon or Walmart.
You can download the free Fetch Rewards app here to start getting free gift cards. Over a million people already have them, so they must be onto something.
4. Stop paying your credit card company
Credit card debt is the most expensive type of debt, and your credit card company gets richer by tearing you apart with high interest rates. But a website called AmOne can help you fight back.
If you owe your credit card companies $50,000 or less, AmOne will match you with a low-interest loan that you can use to pay off each of your balances.
Benefit? You will have one bill left to pay each month. And since interest rates on personal loans are low (AmOne rates start at 2.49% APR), you’ll be out of debt. who – which Much faster. Plus: no credit card payments this month.
AmOne keeps your information confidential and secure, which is probably why after 20 years in the business, it still has an A+ rating with the Better Business Bureau.
It takes two minutes to see if you qualify for up to $50,000 online. You need to give AmOne a real phone number in order to qualify, but don’t worry – they won’t send you spam emails with phone calls.
5. Find out if you are overpaying
Wouldn’t it be nice if you got an alert when you’re shopping online at Target and about to overpay?
That’s exactly what this free service does.
Simply add it to your browser for free, and before you check out, it’ll check other websites, including Walmart, eBay, and others to see if your item is available at a cheaper rate. Plus, you can get coupon codes, set up price drop alerts, and even see an item’s price history.
Let’s say you’re shopping for a new TV, and assume you’ve found the best price. A popup will appear letting you know if this exact TV is available elsewhere at a cheaper rate. If there are any coupon codes available, they will also be automatically applied to your order.
Last year, this saved people $160 million.
You can get started with a few clicks to see if you are overpaying online.
Mike Brasfield ([email protected]) is a featured writer for The Penny Hoarder. You’d better think he’s thinking about his next big purchase.
* Capital One Shopping compensates us when you get the extension using the links provided.